Skip to main content

Open Enrollment

Open Enrollment Ends 9/​15/​26
Days
Hours
Minutes
Seconds

Open Enrollment is August 15th through September 15th.

OEBB Benefits Open Enrollment

What Is Open Enrollment?

  • This is your opportunity to enroll, waive, and/or opt out of Medical, Vision, and/or Dental insurance
  • The choices you make at this time will run from October 1st to September 30th.
  • This is REQUIRED for all employees working 4.25 or more hours per day

What if I am a benefit-eligible employee and choose not to complete Open Enrollment?

If you do not complete Open Enrollment by September 15th, you and your dependents will automatically be unenrolled in any current insurance plan(s) by OEBB. For employees currently receiving an Opt-Out stipend, your stipend would end with their September paycheck.

FY 26/27 Plan Costs and Comparisons and District Contributions

What will the total monthly plan costs be?

FY 26/27 Benefits Premium Calculator Tool

  • Open in Google with either a desktop or mobile device:
    • Click “Make a Copy” if using a desktop web version.
      • Double-click boxes to use drop-down options.
    • Click the link, and once prompted, use the free “Google Sheets” App download for mobile devices.
      • Use the ellipsis menu in the upper right-hand corner (three dots) to “Make a Copy”
      • Make plan selections with a button that appears at the bottom of your mobile device screen

Open Enrollment is MANDATORY this year for all employees who are eligible for insurance- even if you choose to continue waiving or opting out of insurance. 

Below is a summary of the changes to insurance plans in the upcoming 26-27 plan year.

  • Medical: MODA Plans 1, 2, 3, 4, 5, 6, and 7
    • Individual deductibles have increased by $250, and family deductibles have increased by $500.
    • Plan cost increased 3.5% from the previous year.
    • Ways to save on price increases:
      • All Moda participants should go to the Garner HRA Website for out-of-pocket reimbursement for health care costs.
      • This is a partnership OEBB established with Garner to save individuals up to $950 for individuals and up to $1900 per family.
  • There are no costs associated with participating in automatic claim reimbursements for eligible expenses.
    • Employees can also elect to enroll in one or more of the following HSA, FSA, and Dependent Care plans:
      • Enrollment in a pre-tax spending account may increase your take-home pay by allowing you to set aside pre-tax dollars for eligible medical, vision, dental, prescription, and dependent costs. (See video for FSA example.)
        • Health plans 6 and 7 are Health Savings Account (HSA) eligible
        • Health Plans 1, 2, 3, 4, and 5 are Flexible Spending Account (FSA) eligible
        • Dependent Care Account (DCA) (daycare and eldercare) does not require participation in any health insurance plan.
    • Contact Julian Evans with American Fidelity if you wish to enroll in an HSA, FSA, or DCA by August 31st  
  • Vision: MODA Plans Pearl, Opal, Quartz and VSP Choice and Choice Plus
    • No cost increases applied to Vision plans.
  • Dental: Moda Delta Dental Plans 1, 5, 6, PPO, and Willamette Dental
    • Delta Dental
      • Plan costs increased 2.9% and
      • Plan participants are no longer required to wait a minimum of 6 months between routine dental visits.
    • Willamette Dental
      • Plan costs increased 3.4%
      • Providers remain limited in our area; the closest locations are Springfield, Eugene, and Medford.
  • Optional Benefit Plan Changes
    • Rates for employee-paid disability coverage and optional spouse life insurance will decrease.
    • Rates for other life, disability, and accidental death and dismemberment (AD&D) insurance plans will stay the same.

Opt Out Stipend – Frequently Asked Questions & Answers

To determine your Opt Out Stipend eligibility, please refer to your Collective Bargaining Agreement:  
Classified Staff:  Article 13
Licensed Staff:  Article 6 

If you qualify for early retirement coverage and plan to retire this plan year, do not opt out.

OEBB:  You need proof of other group medical coverage when you opt out on the OEBB website. For selections, you will need to opt out of health coverage,and if you do not wish to elect vision and/or dental, enter "decline". Keep the LTD and life coverage. The district will continue to provide you with life insurance and LTD coverage (if eligible).

What Insurance Qualifies for the Opt-Out Stipend?

  • Other employer-provided group insurance (such as a plan through a spouse or parent)
  • Medicare
  • VA Insurance
  • TRICARE
  • IHS/Tribal Health Insurance

What Insurance DOES NOT Qualify for the Opt-Out Stipend?

  • Oregon Health Plan (OHP)
  • Medicaid
  • Student Health Insurance
  • Individual Marketplace Coverage

Can I Still Enroll in Dental and/or Vision Insurance and Receive a Stipend?

Yes, absolutely! The option to opt-out only applies to medical insurance. If you want to enroll in vision and/or dental insurance, your paycheck is reduced by the premium cost of your selected vision and/or dental plan(s). 

To opt-out, you must complete the following TWO tasks by 09/15:

  1. Complete Open Enrollment through OEBB:
     OEBB Benefits Open Enrollment
  2. Complete the District opt-out form and submit proof of other coverage through the: Frontline Central Website

Additional OEBB Resources:

Go to the Benefits Information page at OEBB Info for all of OEBB’s Open Enrollment resources.

OEBB Benefits questions?
Email: oebb.benefits@odhsoha.oregon.gov
Phone: 888-4My-OEBB (888-469-6322)